PMI Removal
Stop paying PMI.
Prove your equity once.
If your home has appreciated — or you’ve paid your balance down — you may already be past the 20% equity line where private mortgage insurance can be cancelled. Your servicer won’t take Zillow’s word for it. They’ll take a licensed appraisal. Starting at $199.
What this appraisal covers
Monthly savings, forever
PMI commonly runs $100–300 a month. One appraisal that proves 20%+ equity can end it for good.
Servicer-ready
A signed, USPAP-compliant report in the format mortgage servicers expect for PMI-cancellation requests.
Appreciation counts
Equity from rising values counts, not just principal paydown — most owners who bought 2+ years ago are further along than they think.
Clean paper trail
Comparable sales with citations and a licensed signature — the evidence your servicer’s review desk needs to say yes.
How it works
You do the walkthrough on your phone. A licensed appraiser does the rest. No strangers in your home, no scheduling, no waiting rooms.
Tell us about the home
Address, basic details, why you need the appraisal. Two minutes.
Scan your home
Walk each room with your phone camera and narrate what you see. The app guides you through the full walkthrough in about 15 minutes.
A licensed appraiser reviews
A state-licensed appraiser in your market reviews your scan, pulls comparable sales, and prepares the report. Typically 48–72 hours.
Get your report
A defensible, USPAP-compliant appraisal you can hand to your tax board, your attorney, your CPA, or your buyer.
We’re not an AVM, a computer model, or a real-estate agent estimate. Every report is prepared under the Uniform Standards of Professional Appraisal Practice (USPAP) and signed by a licensed appraiser in your state — the same qualification required for mortgage appraisals.
Common questions
Generally once your loan-to-value ratio reaches 80% — from paydown, appreciation, or both. Your servicer sets the exact procedure, and nearly all require a current appraisal.
Servicers require a licensed appraisal for value-based PMI removal; some insist on ordering it themselves. Check your servicer’s procedure first — many accept a borrower-supplied licensed appraisal.
The appraiser reports market value — we never inflate a number. If you’re not at 20% equity yet, you’ll know exactly how far off you are and can re-appraise later.