PMI removal
Ask your servicer first. If it accepts an appraisal you order, a state-licensed appraiser values your home and signs the report.
From $199. Delivery timing is confirmed with your order.
123 Oak St
1,536 sq ft · 3 bed · 1 bath
Below 80% and 75%, common servicer limits. Your servicer sets its own rule.
Your servicer decides whether PMI comes off, and it may need to order the appraisal itself. Ask these first.
Ask your servicer
Keep the servicer’s written answer with your request.
The appraiser reports what the home is worth, not a number aimed at your threshold. Then the math is simple: balance ÷ value.
123 Oak St
1,536 sq ft · 3 bed · 1 bath
Appraiser signature
State-licensed appraiser
Signed
Apr 17, 2026
Walk room to room with your phone and talk through what’s changed. The appraiser decides whether that’s enough or a visit is needed.
123 Oak St
15 min · 8 rooms · narrated
The appraiser decides whether this is enough or a visit is needed.
How it works
Four steps. The first is a call to your servicer.
Confirm it accepts an appraisal you order, and what LTV and loan age it requires.
Common LTV limit
80% or 75%
Walk through on your phone. The appraiser decides whether that’s enough or a visit is needed.
Recent nearby sales, adjusted for how each differs from your home.
Opinion of value
$422,000
Signed by a state-licensed appraiser. You send it with your request.
Signed
Apr 17, 2026
From $199Typical $249Sample figures. Delivery timing is confirmed with your order.
See all pricingPMI removal
Delivery timing is confirmed with your order.
Guides
Plain-English guides to how this kind of appraisal works.
FAQ
For covered loans, borrower-requested cancellation generally uses 80% of original value and additional conditions. Current-value rules differ. Read the CFPB guidance below and ask your servicer which route applies.
No. Confirm the required valuation type and who must order it. Do not buy this service unless your servicer confirms it can be used for your request.
The appraiser reports an independent opinion and cannot target a cancellation threshold. A completed report does not guarantee PMI removal or savings.
From $199. A state-licensed appraiser signs every report.
